I don’t know exactly what you mean by this but I think that incognito is constantly updating things, making changes, etc. For example–they just recently announced that the rate you can earn on BTC via PROVIDE tab in the mobile app will go from 9% to 12% in the coming days.
However, you earn in PRV so it’s up to you if you want to earn PRV. However, you can withdraw it anytime and trade it within the app for more BTC, or any other coin you want.
A benefit here is that you can withdraw your liquidity anytime (up to 3 days to process). You don’t have to stake it for a specified period.
Also, you could consider myconstant.com which provides to incognito BUT btc earns in btc. You miss the opportunity for PRV price increases and staking that PRV for 23%/37% APY, but you also eliminate the risk of PRV decreasing in value or BTC increasing in value. Constant has not yet announced if they intend to copy Incognito and pay 12% on BTC or continue paying 9%. It should also be noted that myconstant is a custodial wallet like crypto.com (they hold your coins unlike here in incognito).
I hope it helps. Earning on crypto is very cool.